Financing
Clean water now. Pay over time.
A whole-home water system is an investment in your home and your health. With Shop Pay Installments, you can spread the cost into manageable payments and start enjoying better water right away.
How it works
Financing is built right into checkout through Shop Pay Installments, powered by Affirm. No separate application, no paperwork to mail in.
Add to cart
Choose your system and flow rate and add it to your cart as usual.
Choose Shop Pay
At checkout, select Shop Pay and pick the installment option.
Pick your plan
Split into interest-free payments or pay monthly, based on your total.
Enjoy your water
Your system ships and installs while you pay over time.
Why finance your system
Better water shouldn't have to wait for the perfect budget month.
Predictable payments
Split the cost into clear, scheduled payments that fit your monthly budget.
Interest-free options
Qualifying orders can split into interest-free installments, so you pay no more than the price.
Fast and simple
See your options in seconds at checkout, with a quick eligibility check and no long forms.
Start protecting now
Stop scale, chlorine, and contaminants today instead of waiting to save up.
Invest in your home
Whole-home treatment protects your plumbing, appliances, and fixtures for years.
We're here to help
Not sure which system fits your budget? Our specialists will help you plan it.
Financing questions
Who offers the financing?
Payments are handled through Shop Pay Installments, powered by Affirm. You'll see the option automatically when you choose Shop Pay at checkout.
What are the payment options?
Depending on your order total, you can split the purchase into interest-free installments or choose a longer monthly plan. Your exact terms are shown at checkout before you commit.
Will checking my options affect my credit?
Seeing your options is a quick eligibility check. Affirm sets the terms and eligibility; review the details they present at checkout.
Can I finance any system?
Financing is available on eligible orders across our softeners, filters, reverse osmosis, and combination systems. Availability and terms depend on the order total and Affirm approval.
What if I need help choosing?
Talk to a 360 Water specialist. We'll size the right system for your water and your budget, then you choose how to pay at checkout.
Financing through Shop Pay Installments is provided by Affirm and subject to eligibility. Payment options, rates, and terms are determined by Affirm at checkout and may vary. 360 Water Systems does not set or guarantee financing terms.